My Husband is back home and I'm just so happy. Livin' La Bella Vita. :)
Since we are currently waiting for all of our visa paperwork to be finalized and we are in Italy as "long term tourists", the money issue is a little strange and we are getting hit hard with this fee and that exchange rate. Let me explain...
We haven't/ can't/ not sure if we can open a bank account yet without a visa. So we are waiting and in the mean time we are pulling out the max each day/ week and it's the usual ATM limit. But after the currency exchange which changes by the minute plus the fee our US bank charges we get hit hard and the amount we actually see is way less. By no means is this a complaint because the cost of living is different and we factor this "issue" in as a bill but I wanted you 'expat 's to be' to know what's up. I know parents wire money to students and they go through the same issue and it's just insane that there are no sister banks here for US banks. I think there is one in London but that doesn't help us.
Our main bank Wells Fargo does not do International wire transfers online. You have to go in to a branch. umm not possible. So on one of Husband's US trips he opened another account with Chase that allows wire transfers. We need this to pay our rent each month since the owner has an Italian bank account. obvi. Well Chase allows it sure, but it's like pulling teeth to get the money to actually transfer. They kept canceling the transfer since the account was new. And and and...not telling us! My poor husband spent days on the phone with them and thankfully the owner was more than understanding since our rent was so late. Hopefully this month there are no issues. :)
Not knowing Italian is really getting to me. Maybe we would be able to open an account but the moment you speak english or say "ummmm" they are over you. I want/ need to learn. Want because I hate when others can do things I can't and need because my boss said I needed to know Italian in two weeks. EEK! The main questions below are pretty much the most important Italian we know aside from Ciao, Grazie, Grazie Mille and Non lo so.
1. How much does this cost?
2. Where is the bank?
3. For me...
4. Where is the ATM?
It's hard with Florence being such a tourist city and everyone speaking english. I will learn Italian. I will.